Your finances feel scattered.

Your Personal Finance Clarity Companion

Bring scattered financial thoughts into one clear picture — and see how monthly decisions compound over time.

  • • Not a budgeting app
  • • Not a robo-advisor
  • • A clarity companion that shows how your goals, income, and expenses fit together
  • • Built for salaried professionals juggling goals, expenses, and "what should I do next?" decisions every month
Plan Your First Goal in 2 Mins Try Wealth Simulator
🌱Growing
Community
🤖AI Powered
Tools
🚀Free
To Start
Plan Your First Goal in 2 Mins Try Wealth Simulator
🌱Growing
Community
🤖AI Powered
Tools
🚀Free
To Start

Not Just Another Tool.
A Better Philosophy.

Most financial tools focus on the micro-transactions of yesterday. We focus on the macro-growth of your tomorrow.

Traditional Budgeting Apps

Obsessed with categorization and tracking every $3 coffee. Creates guilt, not wealth.

  • Past-focused
  • High maintenance
Recommended

Plan to Compound

Your clarity companion. From goals to monthly contributions in minutes.

  • Goal-based Planning
  • Smart Tradeoff Analysis
  • Holistic View
  • Powered by AI
Plan your First Goal in 2 mins

Robo Advisors

Black boxes that take control away from you. Good for basics, bad for education.

  • Limited customization
  • Fees on AUM

See It In Action

Manage all your financial goals in one clear view

Wealth Simulator Dashboard showing 6 active financial plans with projected value of $1.7 million
× Wealth Simulator Dashboard - Full View

6 plans. $2,300/month invested. $1.7M projected value.

Start Your Free Plan

See How a Dream Becomes a Plan

Watch the full product walkthrough — from your first idea to a complete financial picture

3 minute walkthrough

Convert Dreams to Plans Track income & expenses See your full picture Ask AI Educator
Plan Your First Goal in 2 Mins

Build Your Financial IQ

Learn. Plan. Grow.

Wealth Simulator
Visualize compound growth
🤖
AI Educator
Personalized learning
Educational Plans
Create & track goals
Income & Expenses
Understand cash flow
Assets & Liabilities
See your net worth
Smart Insights
Personalized tips
🤖
AI Summary
Your financial snapshot

Start free. Premium unlocks everything for $4.99/month - less than your morning coffee.

Meet Your AI Financial Educator

Learn wealth-building with AI-powered compound interest education by asking simple everyday questions

The AI doesn't replace your thinking — it helps you reason through your inputs.

AI Educational Guidance
Your Goal:

"I am a first-time homebuyer and want to save for my home downpayment in 3 years"

$1,000
Suggested Initial
$2,500
Monthly Contribution
3 years
Time Period
15%
Educational Rate
Projected Future Value
$114,310
After 3 years with 15% annual returns
Interest Earned:
$23,310
Total Invested:
$91,000
🚀🚀 AI Educational Strategy: Target goal is $100,000 (20% down payment on $500,000 home). Consider growth-oriented mutual funds like T. Rowe Price Global Technology Fund (PRGTX) or Fidelity Contrafund (FCNTX) which have historically averaged 15%+ returns.
🏠💡 First-Time Homebuyer Tip: FHA loans may allow as low as 3-3.5% down payment for qualifying first-time buyers. For a $500,000 home, that's only $15,000-$17,500 instead of $100,000! Research FHA loan requirements to see if you qualify.
🤖🤖 Funds to Research:
  • • T. Rowe Price Global Technology Fund (PRGTX)
  • • Fidelity Contrafund (FCNTX)
🔍🔍 Research Purpose: The funds mentioned are examples based on historical data patterns and are provided as a starting point for your own research - not a recommendation or endorsement for any specific investment. Do your own research before making any investment decisions.
DISCLAIMER: This projection uses monthly compounding (typical for mutual fund calculations) for educational purposes only and does not constitute financial advice. Past performance does not guarantee future results.
🔒 Premium Feature Try AI Educator

Try Our Wealth Simulator

See how compound interest works with this interactive example

Investment Parameters

1 year 15 years 40 years

Educational Results

$271,500
Total Contributions
$745,295
Potential Interest Earned
$1,016,795
Future Value
That's 275% more than your contributions!
Save This Calculation

Why Choose Plan to Compound for Learning?

Our platform combines educational tools with intuitive design to help you understand compound interest

Educational Analytics

Learn about investment performance with detailed analytics and growth projections for educational purposes.

Secure Learning

Your data is protected with enterprise-grade security while you explore financial concepts.

Educational Focus

Learn about compound interest principles through interactive examples and scenarios.

Ready to Start Learning?

Join our growing community of learners who are discovering compound interest and financial planning with Plan to Compound.

Start Free Learning Try Wealth Simulator

Educational tool only • No investment promises • Learn at your own pace

Plan to Compound started as my own attempt to make sense of my goals, income, expenses, and the monthly tradeoffs behind them. This app isn't about advice — it's about clarity. If it helps you think more clearly about your financial life, it's doing what it was built for.

— Founder

Early access. We're actively improving this weekly.

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